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Access to finance

Recent data compilations show that many poor and nonpoor people in many developing countries face a high degree of financial exclusion and high barriers in access to finance. Theory and empirical evidence point to the critical role that improved access to finance has in promoting growth and reducing... Full description

Journal Title: World Bank economic review 2008, Vol.22(3), pp.383-566
Main Author: Beck, Thorsten
Other Authors: Demirgüç-Kunt, Asli , Osili, Una , Paulson, Anna , Mckenzie, David , Woodruff, Christopher , Ayyagari, Meghana , Demirgüç-Kunt, Asli , Maksimovic, Vojislav , Morduch, Jonathan , Giné, Xavier , Townsend, Robert , Vickery, James
Format: Electronic Article Electronic Article
Language: English
Subjects:
ID: ISSN: 0258-6770
Link: http://search.proquest.com/docview/37210964/?pq-origsite=primo
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recordid: proquest37210964
title: Access to finance
format: Article
creator:
  • Beck, Thorsten
  • Demirgüç-Kunt, Asli
  • Osili, Una
  • Paulson, Anna
  • Mckenzie, David
  • Woodruff, Christopher
  • Ayyagari, Meghana
  • Demirgüç-Kunt, Asli
  • Maksimovic, Vojislav
  • Morduch, Jonathan
  • Giné, Xavier
  • Townsend, Robert
  • Vickery, James
subjects:
  • Access to Credit
  • Financial Services
  • Banking
  • Economic Inequality
  • Wealth
  • Household Income
  • Developing Countries
  • Microfinance
  • Investment
  • Financing Methods
  • Insurance
  • Immigrants
  • Financial Systems
  • Cross-National Analysis
  • Economics
ispartof: World Bank economic review, 2008, Vol.22(3), pp.383-566
description: Recent data compilations show that many poor and nonpoor people in many developing countries face a high degree of financial exclusion and high barriers in access to finance. Theory and empirical evidence point to the critical role that improved access to finance has in promoting growth and reducing income inequality. An extensive literature shows the channels through which finance promotes enterprise growth and improves aggregate resource allocation. There is less evidence at the household level, however, and on the effectiveness of policies to overcome financial exclusion. The article summarizes recent efforts to measure and analyze the impact of access to finance and discusses the unfinished research agenda. Reprinted by permission of the International Bank for Reconstruction and Development / The World Bank
language: eng
source:
identifier: ISSN: 0258-6770
fulltext: fulltext
issn:
  • 02586770
  • 0258-6770
url: Link


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creatorBeck, Thorsten ; Demirgüç-Kunt, Asli ; Osili, Una ; Paulson, Anna ; Mckenzie, David ; Woodruff, Christopher ; Ayyagari, Meghana ; Demirgüç-Kunt, Asli ; Maksimovic, Vojislav ; Morduch, Jonathan ; Giné, Xavier ; Townsend, Robert ; Vickery, James
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identifierISSN: 0258-6770
subjectAccess to Credit ; Financial Services ; Banking ; Economic Inequality ; Wealth ; Household Income ; Developing Countries ; Microfinance ; Investment ; Financing Methods ; Insurance ; Immigrants ; Financial Systems ; Cross-National Analysis ; Economics
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descriptionRecent data compilations show that many poor and nonpoor people in many developing countries face a high degree of financial exclusion and high barriers in access to finance. Theory and empirical evidence point to the critical role that improved access to finance has in promoting growth and reducing income inequality. An extensive literature shows the channels through which finance promotes enterprise growth and improves aggregate resource allocation. There is less evidence at the household level, however, and on the effectiveness of policies to overcome financial exclusion. The article summarizes recent efforts to measure and analyze the impact of access to finance and discusses the unfinished research agenda. Reprinted by permission of the International Bank for Reconstruction and Development / The World Bank
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